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…Am I Covered? Being down the street from Universal, Disney Corporation and Warner Brothers means that we have a lot of customers with great imaginations and real concerns.  For our clients in Studio City, Sherman Oaks and Encino (Los Angeles and anywhere else), we have the answers you need. YES!  An asteroid is fairly classified more »

And Property Coverage: As is well known, Zombies are particularly single minded in the ravenous desire to eat healthy humans, particularly brain tissue.  In pursuit of that activity they congregate in large groups and forcefully attack fences, doors, objects or property in the way of their nefarious feeding.  That is the classic definition of Riot more »

Attorneys’ license location does make a big difference! When completing your applications for Lawyers’ Errors and Omissions Insurance pay close attention to the location of the licenses.  If, for example, you are in California and you have firm whose members are licensed in New York and Arizona, and not in California, this can dramatically impact more »

Claims Made Insurance Policies When it comes to higher hazard insurance in both Commercial General Liability and Professional Errors & Omissions liability, the Insurance Companies have learned their lessons.  From both the costs of General Liability defense of tobacco companies and asbestos companies, the “long tail” of exposure has broken and bankrupted major corporations.  It more »

For our California Employers, effective January 1, 2017 California Assembly Bill 2883 goes into effect, which changes California’s workers’ compensation law regarding exemptions from the law by corporate officers and directors, partners, and limited liability company (“LLC”) members. In keeping with both the past practices and current developments Owners, Officers, and Managing Members getting both more »

The named insured does matter and whoever is named first on your policy will control all transactions with the Insurance Company and will get the claims checks.  If you have a roommate or other person living with you other than a legal spouse and children they are not covered on your policy because they split more »

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